How to Exchange your Philippine Peso to Foreign Currency?

Thai Baht taken from Wikipedia

Thai Baht taken from Wikipedia

My friend, when will you go out of the country?  I’m sure you’re excited and prepared for your trip.  Do you have the pocket money you need with the currency of the country you’re going to?  Though you can do that at the airport before your flight, it is best that you have everything you need as sometimes, the currencies may no longer available or not enough.  Admit it, the rates inside our airport in the Philippines does not have the best rate.  To ensure that you have the currencies, here are some of the suggestions for you.

  1. If you have savings account in any commercial bank, reserve the currencies you need.  Call the branch where you open your account at least a week before your departure so they can reserve the notes for you.  If this is not available, move to number 2.
  1. Secure a Cash Card with Visa or MasterCard sign.  This is available in any established commercial banks.  If you have it, it means you can use your card to swipe and/or withdraw overseas if you need cash.  But do note that if you use your card in any machine overseas, corresponding charge will be deducted to your account.  Sometimes, aside from the usual overseas usage charge, additional charge will be paid by you.  Example of this is if you use your card in Thailand which they called ATM Fee worth THB 150.

HOW TO AVOID THE THB 150 ATM FEE IN THAILAND?  ANSWER: Look for any Citibank ATM and withdraw your money there.  I got this tip from this blog.  Unfortunately, Citibank do not have any ATM machines inside Suvarnabhumi Airport so you really need to roam around the city to look for one.  Look for Don’t Worry Just Travel blogsite to give you the list of Citibank ATM branches in Bangkok, Thailand.

Side note: I do not recommend to use your Credit Card or even your Cash Card to pay overseas.  Aside from additional fees you may incur (depending on your bank), sometimes they will charge you more.  It happened to me more than once in different countries!  That’s why I opt to transact in cash abroad either I have them before my trip or withdraw instead from any ATM Machines using my Cash Card.

  1. Buy currencies at your most trusted money changer.  Money is their business.  Definitely they have most of the currencies available.  But make sure that you call them at least a week in advance to reserve the notes you need.  Two of the establishments I trust are Czarina’s and Sanry’s.  They have branches at some popular malls in the Philippines, specifically at Ayala Malls.  For Czarina’s, you can fill out their form online by clicking here.  As for Sanry’s, you may check their locations here.  Unfortunately, I do not have any contact number for any of their branches.

WHAT IF THEY DON’T HAVE THE FOREIGN CURRENCY YOU NEED?  ANSWER: Buy Dollars or Euros instead.  This is because they are the ones that can be exchanged anywhere in the world.  Example is if you will go to Vietnam.  Their Vietnamese Dong (VND) is not widely circulated.  So before you go to Vietnam, make sure you convert your Philippine Pesos to US Dollars, Canadian Dollars, Euro or UK Pound and then exchange it to Dong once you arrive in Vietnam.

So my friend, prepare your money.  And don’t forget: Enjoying your hard-earned money does not mean you have to spend it all.  Save for the future, too.  To close this, let me inspire you with a quote which also describes my current goal:

“The thing I should wish to obtain from money would be leisure with security.”

– Bertrand Russell

Where Have I Been?

My friend, HI!!!!!  It’s been a long time since I created a post.  It was relatively odd that I don’t update my humble site even if I have been to so many beautiful scenery within my backyard, the Philippines.  I just like to catch up with you and make sure I have enough entry for the year (I just recently realized that I have not made any entry for 2015).

Aside from the usual routine I have on a daily basis – work, home, occassional socials here and there; I have enjoyed exploring these places:

February 2014: Banaue & Sagada, Mountain Province

Trio at Banaue Rice Terraces

Trio at Banaue Rice Terraces

Brushing my rusty rappeling skill at Cave Connection Tour (Lumiang & Sumaguing Cave) at Sagada

Trying out my rusty rappeling skill at Cave Connection Tour (Lumiang & Sumaguing Cave) in Sagada

Strawberry Cafe - our favorite and highly-recommended restaurant at Sagada, Mountain Province

Strawberry Cafe – our favorite and highly-recommended restaurant in Sagada, Mountain Province

May 2014: Calaguas Island, Camarines Norte

Beautiful piece of paradise at Calaguas Island, Camarines Norte

Beautiful piece of paradise at Calaguas Island, Camarines Norte

Waling-waling Eco-Village at Calaguas, Camarines Norte - your only option for non-camping accomodation on the island

Waling-waling Eco-Village at Calaguas, Camarines Norte – your only option for non-camping accomodation on the island

August 2014: Kamay ni Hesus, Lucban, Quezon Province

With the family that adopted me illigally (hehehe!) - the Condicion Clan :D

With the family that adopted me illegally (hehehe!) – the Condicion Clan 😀

December 2014: Baguio City, Benguet

Raisin Bread shopping at Villa Cordillera Hotel inside Camp John Hay, Baguio City

Raisin Bread shopping at Villa Cordillera Hotel inside Camp John Hay, Baguio City

February 2015: Puerto Princesa & El NIdo, Palawan

My favorite travel buddies at Puerto Princesa Underground River

My favorite travel buddies at Puerto Princesa Underground River

Enjoying the crystal clear water and fine white sand at El Nido, Palawan

Enjoying the crystal clear water and fine white sand at El Nido, Palawan

April 2015: Isla de Gigantes & Iloilo City, Iloilo

Spelunking with my new travel buddies at Bakwitan Cave, Gigantes Norte Island, Carles, Iloilo

Spelunking with my new travel buddies at Bakwitan Cave, Gigantes Norte Island, Carles, Iloilo

Breathtaking view at Cabugao Island, Carles, Iloilo

Breathtaking view at Cabugao Island, Carles, Iloilo

With my best friends Roger and Emer at Catedral de Nuestra Senora de Candelaria, also known as Jaro Church at Jaro, Iloilo City, Iloilo

With my best friends Roger and Emer at Catedral de Nuestra Senora de Candelaria, also known as Jaro Church at Jaro, Iloilo City, Iloilo

So, why am I not blogging about it?  Well, I read soooo many travel blogs providing all the nitty gritty details of the places I visited!  To tell you honestly, I was quite indimidated and awestruck with the completeness of their entry and they created it way before I visited the place.  So, what will I offer more? – that is the question that is still stuck in my hard coconut shelled brain.  My insecurities led me to have a creative block.  But the optimist in me says, “Take it as a challenge”.  The carefree side of me says, ” Go ahead.  Blog away what’s in your head”.  Therefore, I will try my best to offer other insights and share to you my exact thoughts and things I think will help you.  Anyway, that’s what friendship is for, right?  You need to be open with each other.

I miss you my blog and my friend.  I will try to get in touch more often. 😉

-Tinakits-